Age-related mortgage payment protection insurance gives young and middle-aged homeowners exceptionally low cost cover against the risk of losing their job. This insurance cover can ensure that your mortgage outgoings are taken care of for up to 12 months if you can't work due to illness, injury or involuntary unemployment. Unlike most mortgage payment protection insurance policies, the cost is rated on your age with the youngest people getting the lowest rates. Premiums do not subsequently increase as you grow older.
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Why do I need this insurance?

Young homeowners often can’t budget for standard mortgage payment protection insurance, but since they have spent every last penny on getting onto the housing ladder, they tend to be the ones who need mortgage payment protection insurance cover most. Everyone is vulnerable to the risk of illness and you can't guarantee that you will not suddenly find yourself surplus to your employer’s requirements. If you think you can't manage to insure your mortgage, this insurance makes safeguarding your home affordable.
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Why buy this mortgage payment protection insurance from British Insurance Limited?

British Insurance Limited is unique because we offer age-related mortgage payment protection insurance which often costs young and middle-aged policyholders under half what it costs to buy cover from mortgage lenders. It also provides greater flexibility and more immediate benefit pay-outs after only 30 days with payment backdated to day one. This contrasts with many mortgage lenders’policies which do not pay out until after an initial 60 day exclusion period. British Insurance Limited won the Mortgage Magazine ‘Best Insurance Broker 2006 ’ Award and is the exclusive provider of mortgage payment protection insurance to the 2,500 members of the British Insurance Brokers’ Association.
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